Salt Lake City, UT 84118

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Salt Lake City, UT 84118

Address: Salt Lake City, UT, 84118
Phone number: (435) 261-9780
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00
1
Car
Information
2
Your
Info
3
Free
Estimate

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

More Than Expected

When I applied, I thought I would get at most $3,000 for my Jeep. The next day, I had $7,500 in my bank account!

- Jerry
Super Fast Approval

I was able to get the money I needed to cover my next rent payment within 24 hours. I couldn’t believe it! If you need fast cash, this is the place.

- Claire
Extremely Helpful

This lender was honest, transparent, and fast. They answered all of my questions, without hesitation. I highly recommend them if you need a fast loan without hassle.

- Chris

Salt Lake City Title Loans

If you are in need of fast cash, you can rely on Best Utah Title Loans to get the capital you need in the quickest and most stress-free way possible. We will connect you with a team of professional lenders who will assess your budget and lifestyle to customize a loan that makes the most sense for you.

We offer a fast and simple application process that is completely stress-free unlike traditional banks and larger financial institutions. These competitors could take days to approve you and even longer to deposit the money into your account. Why deal with these lenders when you can get approved within minutes and have the cash in hand in under 24 hours? Salt Lake City residents can get the financial support they need no matter how poor their credit score is.

What Is A Car Title Loan?

If you own your vehicle, you can get approved for a car title loan. This type of loan uses your vehicle’s value as collateral so that you can get approved for a loan without the need for a perfect credit score. You can still drive your vehicle just like normal while making payments. We will just hold onto the title until the loan is paid in full.

The loan amount will be based on your vehicle’s value and your ability to repay the loan. Our team of lenders will assess your individual needs and information about your vehicle to customize a loan that makes the most sense for you. To determine the loan amount, we look at your vehicle’s mileage, age, condition, make, and model. Contact us now if you need cash in hand tomorrow.

Common Questions

Below are some of the questions that we are asked most frequently. If you have any other questions or concerns, please do not hesitate to give us a call. Our team of representatives is on standby 24/7 and would love to help you.

How Do I Start?

You can apply for a title loan by completing our online application form. It is best if you have all of the required documents prior to starting this form. This only takes a few minutes and will require basic information about you and your vehicle.

Does My Vehicle Have To Be Paid Off?

To qualify for a title loan, your vehicle’s title must be lien-free. This means you can’t be making payments on the vehicle. If it is almost paid off, we can sometimes make an exception or add the payoff amount to the loan. Give us a call today to see if you qualify.

What About Poor Credit?

You do not need perfect credit to get approved for a title loan. In fact, you don’t even need a credit score. We do not use your financial history as an indicator as to whether or not we should approve you for a loan. Instead, we look at your current ability to meet your loan payments as well as the value of your vehicle. This is what makes title loans the best way for people to get the cash they need quickly and without hassle.

When Do I Receive The Money?

When you apply, you will be preapproved for a loan amount within minutes. Once approved, our team will deposit the funds into your bank account in under 24 hours. We deposit the cash into your check or savings account via a direct deposit so that you can quickly take back control of your finances.

Apply Today

Local Salt Lake City residents in need of fast cash should look into getting a car title loan through Best Utah Title Loans. Our application process is completely stress-free and super easy to complete. If you have a short-term financial obligation and are in need of fast cash, we can help. Give us a call today or fill out our online application form to get preapproved for a loan amount within minutes.

Frequently Asked Questions:

  • What is a car title loan?

    A care title loan is a secured loan that uses your vehicle as collateral. In the case of a car title loan, you borrow against the value of your vehicle. This allows Best Utah Title Loans to determine the amount of your loan based on the value of your vehicle instead of your credit history. If your current vehicle’s market value is $8,0000, you will receive $8,000 in a lump sum amount, no matter what your credit score is. If a borrower defaults on their loan and is unable to repay, vehicle ownership will be transferred to the lender to cover the debt. When the loan is paid off, the lender transfers the title back to the borrower’s name.

  • How do car title loans work?

    Car owners can use title loans as an opportunity to borrow a loan using the value of their vehicle. The car serves as collateral for the loan since the loan isn’t based on your credit. Title loans are a great option for people who need fast cash but might have a poor financial history. It is also a great way for these people to build their credit. If your vehicle has enough value, you will get a loan up to that amount.

    When you get a title loan, you will transfer the vehicle’s title under the lender’s name. When the loan is paid off, the title will be transferred back to you. If you are unable to pay off the loan and default, the car will stay under the lender’s name until the loan is paid-in-full.

  • How fast can I receive a loan?

    We offer advanced methods that offer fast and transparent services. This allows our customers to receive their loans in as little as 24 hours. To speed this process up, we recommend that you prepare the required documents before applying for a loan. This cuts down on the processing time and helps you receive your money faster.

  • How do I qualify for a car title loan?

    Your eligibility will be determined based on the value of your vehicle and not your personal financial history. You can get an estimate for your vehicle’s value by filling out our online form or by calling (855) 211-5880. Additional requirements include:

    • You must be at least 18 years old
    • You must have proof of income of at least $1,500 per month
    • The vehicle must have insurance and registration
    • You must own the vehicle
    • The vehicle’s title must be lien-free
    • You must have the vehicle’s title or pink slip
  • What if I don’t have a car title?

    Since your vehicle will serve as collateral on the loan, it is necessary to have a title or pink slip. The title must show that you are the owner of the vehicle. You must have the vehicle’s title and it must be under your name.

  • What if I have bad credit?

    Although most traditional banks will require you to have a great credit score to borrow from them, we don’t. Instead of using your credit history, we use the current value of your vehicle to determine the value of your loan. This means you can get a car title loan through Best Utah Title Loans even with poor credit.

  • Do I get to keep my car?

    Yes, you get to keep your vehicle and drive it like normal while making payments on the loan. The only thing we take is your vehicle’s title. Once the loan is paid off, we will return the title to you.

  • What if I have a prior loan?

    Depending on the situation, Best Utah Title Loans might be able to help you get a title loan. If you still have a lien on your vehicle, we might pay off that loan to help you qualify for a new title loan through us. If your prior loan is with another company, you can consider a refinancing option. Give us a call at (855) 211-5880 so that we can determine what your options are.

  • Do I need a job to qualify?

    No, the only thing required is for you to make at least $1,500 per month. Regardless of the source of income, we will approve you. This can come from social security, pension, and disability to name a few.

  • Can I pay my loan off early?

    Yes, we encourage our customers to pay their loans off early to save their money on interest. We never charge prepayment penalties so you are free to pay off your loan as early as you’d like.

  • What paperwork do I need?

    Before you apply for a title loan, it is a good idea to gather the following documents. This will expedite the application process and get you the cash you need quickly.

    • Vehicle’s title or pink slip
    • Drivers license
    • Proof of insurance
    • Your address
    • Proof of income
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