• What paperwork do I need?

    Before you apply for a title loan, it is a good idea to gather the following documents. This will expedite the application process and get you the cash you need quickly.

    • Vehicle’s title or pink slip
    • Drivers license
    • Proof of insurance
    • Your address
    • Proof of income
  • Can I pay my loan off early?

    Yes, we encourage our customers to pay their loans off early to save their money on interest. We never charge prepayment penalties so you are free to pay off your loan as early as you’d like.

  • Do I need a job to qualify?

    No, the only thing required is for you to make at least $1,500 per month. Regardless of the source of income, we will approve you. This can come from social security, pension, and disability to name a few.

  • What if I have a prior loan?

    Depending on the situation, Best Utah Title Loans might be able to help you get a title loan. If you still have a lien on your vehicle, we might pay off that loan to help you qualify for a new title loan through us. If your prior loan is with another company, you can consider a refinancing option. Give us a call at (855) 211-5880 so that we can determine what your options are.

  • Do I get to keep my car?

    Yes, you get to keep your vehicle and drive it like normal while making payments on the loan. The only thing we take is your vehicle’s title. Once the loan is paid off, we will return the title to you.

  • What if I have bad credit?

    Although most traditional banks will require you to have a great credit score to borrow from them, we don’t. Instead of using your credit history, we use the current value of your vehicle to determine the value of your loan. This means you can get a car title loan through Best Utah Title Loans even with poor credit.

  • What if I don’t have a car title?

    Since your vehicle will serve as collateral on the loan, it is necessary to have a title or pink slip. The title must show that you are the owner of the vehicle. You must have the vehicle’s title and it must be under your name.

  • How do I qualify for a car title loan?

    Your eligibility will be determined based on the value of your vehicle and not your personal financial history. You can get an estimate for your vehicle’s value by filling out our online form or by calling (855) 211-5880. Additional requirements include:

    • You must be at least 18 years old
    • You must have proof of income of at least $1,500 per month
    • The vehicle must have insurance and registration
    • You must own the vehicle
    • The vehicle’s title must be lien-free
    • You must have the vehicle’s title or pink slip
  • How fast can I receive a loan?

    We offer advanced methods that offer fast and transparent services. This allows our customers to receive their loans in as little as 24 hours. To speed this process up, we recommend that you prepare the required documents before applying for a loan. This cuts down on the processing time and helps you receive your money faster.

  • How do car title loans work?

    Car owners can use title loans as an opportunity to borrow a loan using the value of their vehicle. The car serves as collateral for the loan since the loan isn’t based on your credit. Title loans are a great option for people who need fast cash but might have a poor financial history. It is also a great way for these people to build their credit. If your vehicle has enough value, you will get a loan up to that amount.

    When you get a title loan, you will transfer the vehicle’s title under the lender’s name. When the loan is paid off, the title will be transferred back to you. If you are unable to pay off the loan and default, the car will stay under the lender’s name until the loan is paid-in-full.

  • What is a car title loan?

    A care title loan is a secured loan that uses your vehicle as collateral. In the case of a car title loan, you borrow against the value of your vehicle. This allows Best Utah Title Loans to determine the amount of your loan based on the value of your vehicle instead of your credit history. If your current vehicle’s market value is $8,0000, you will receive $8,000 in a lump sum amount, no matter what your credit score is. If a borrower defaults on their loan and is unable to repay, vehicle ownership will be transferred to the lender to cover the debt. When the loan is paid off, the lender transfers the title back to the borrower’s name.