Roy Title Loans
Title loans are one of the easiest ways of getting the cash you need quickly and stress-free. Our lending solutions offer our customers control of their finances by providing the funding they need through a loan that is convenient for them in under 24 hours. Our loans are customized to be fast, affordable, and comfortable. Give us a call today or fill out our online application form to get preapproved for a loan amount within minutes.
What Is A Car Title Loan?
A car title loan is one of the fastest ways of getting cash by using your vehicle’s title as collateral. To get approved for a title loan, the lender will hold onto your title while you make payments. You can still drive your vehicle as normal. We approve all types of vehicles including cars, trucks, motorcycles, and RVs. The amount of your loan will depend on the market value of your vehicle and your ability to meet your loan payments on time.
How Is My Vehicle Valued?
We look at multiple factors when evaluating your vehicle to approve you for a loan amount. These factors include make, model, year, condition, mileage, and more. We usually approve any vehicle newer than 1999.
How Much Can I Borrow?
The amount of your title loan depends on the value of your vehicle. When approving customers, we look at their vehicle and financial needs to choose the right loan amount that gets sufficient funds through a loan that offers comfortable payments. As long as you own your vehicle, you have a high chance of being approved for a loan. Our title loans go up to $50,000 depending on the vehicle.
Customized For You
Our team of lenders will assess your lifestyle and budget to customize a loan that is as convenient for you as possible. They have decades of experience in assessing your individual financial needs and customizing loans around those needs. When you get approved for a title loan through us, you can be sure that you will get a loan that is tailored to you. This allows you to focus more on overcoming those short-term cash gaps and less on your loan.
How Do I Apply?
You can apply by either filling out our online application form or giving us a call. Our application and approval process only takes a few minutes and asks basic questions about you and your vehicle. You will be approved within 15 minutes and have the cash in your bank account in under 24 hours.
Does My Car Need To Be Paid Off?
We rarely approve vehicles that still have a lien attached to the title. If you are still making payments on your vehicle but are close to having it paid off, we might be able to make an exception. Give us a call to see if we can help you.
What If I Have Bad Credit?
We do not use your financial history as an approval factor. Instead, we look at your vehicle’s value and your current ability to meet your loan payments on time. A poor credit score does not affect your approval or your loan amount.
If you are in need of a fast car title loan, we are here to help. Auto title loans are one of the fastest ways of getting the cash you need to overcome those unexpected expenses. If you are a Roy resident and you own your vehicle, you could get the cash you need in under 24 hours. Give us a call or fill out our online application form today to see how much you qualify for.