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Roy, UT 84067

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Roy, UT 84067

Address: Roy, UT, 84067
Phone number: (385) 200-8484
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00
1
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2
Your
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3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

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What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

More Than Expected

When I applied, I thought I would get at most $3,000 for my Jeep. The next day, I had $7,500 in my bank account!

- Jerry
Super Fast Approval

I was able to get the money I needed to cover my next rent payment within 24 hours. I couldn’t believe it! If you need fast cash, this is the place.

- Claire
Extremely Helpful

This lender was honest, transparent, and fast. They answered all of my questions, without hesitation. I highly recommend them if you need a fast loan without hassle.

- Chris
Read More Reviews

Roy Title Loans

Title loans are one of the easiest ways of getting the cash you need quickly and stress-free. Our lending solutions offer our customers control of their finances by providing the funding they need through a loan that is convenient for them in under 24 hours. Our loans are customized to be fast, affordable, and comfortable. Give us a call today or fill out our online application form to get preapproved for a loan amount within minutes.

What Is A Car Title Loan?

A car title loan is one of the fastest ways of getting cash by using your vehicle’s title as collateral. To get approved for a title loan, the lender will hold onto your title while you make payments. You can still drive your vehicle as normal. We approve all types of vehicles including cars, trucks, motorcycles, and RVs. The amount of your loan will depend on the market value of your vehicle and your ability to meet your loan payments on time.

How Is My Vehicle Valued?

We look at multiple factors when evaluating your vehicle to approve you for a loan amount. These factors include make, model, year, condition, mileage, and more. We usually approve any vehicle newer than 1999.

How Much Can I Borrow?

The amount of your title loan depends on the value of your vehicle. When approving customers, we look at their vehicle and financial needs to choose the right loan amount that gets sufficient funds through a loan that offers comfortable payments. As long as you own your vehicle, you have a high chance of being approved for a loan. Our title loans go up to $50,000 depending on the vehicle.

Customized For You

Our team of lenders will assess your lifestyle and budget to customize a loan that is as convenient for you as possible. They have decades of experience in assessing your individual financial needs and customizing loans around those needs. When you get approved for a title loan through us, you can be sure that you will get a loan that is tailored to you. This allows you to focus more on overcoming those short-term cash gaps and less on your loan.

How Do I Apply?

You can apply by either filling out our online application form or giving us a call. Our application and approval process only takes a few minutes and asks basic questions about you and your vehicle. You will be approved within 15 minutes and have the cash in your bank account in under 24 hours.

Does My Car Need To Be Paid Off?

We rarely approve vehicles that still have a lien attached to the title. If you are still making payments on your vehicle but are close to having it paid off, we might be able to make an exception. Give us a call to see if we can help you.

What If I Have Bad Credit?

We do not use your financial history as an approval factor. Instead, we look at your vehicle’s value and your current ability to meet your loan payments on time. A poor credit score does not affect your approval or your loan amount.

Apply Now

If you are in need of a fast car title loan, we are here to help. Auto title loans are one of the fastest ways of getting the cash you need to overcome those unexpected expenses. If you are a Roy resident and you own your vehicle, you could get the cash you need in under 24 hours. Give us a call or fill out our online application form today to see how much you qualify for.

Frequently Asked Questions:

  • What is a car title loan?

    A care title loan is a secured loan that uses your vehicle as collateral. In the case of a car title loan, you borrow against the value of your vehicle. This allows Best Utah Title Loans to determine the amount of your loan based on the value of your vehicle instead of your credit history. If your current vehicle’s market value is $8,0000, you will receive $8,000 in a lump sum amount, no matter what your credit score is. If a borrower defaults on their loan and is unable to repay, vehicle ownership will be transferred to the lender to cover the debt. When the loan is paid off, the lender transfers the title back to the borrower’s name.

  • How do car title loans work?

    Car owners can use title loans as an opportunity to borrow a loan using the value of their vehicle. The car serves as collateral for the loan since the loan isn’t based on your credit. Title loans are a great option for people who need fast cash but might have a poor financial history. It is also a great way for these people to build their credit. If your vehicle has enough value, you will get a loan up to that amount.

    When you get a title loan, you will transfer the vehicle’s title under the lender’s name. When the loan is paid off, the title will be transferred back to you. If you are unable to pay off the loan and default, the car will stay under the lender’s name until the loan is paid-in-full.

  • How fast can I receive a loan?

    We offer advanced methods that offer fast and transparent services. This allows our customers to receive their loans in as little as 24 hours. To speed this process up, we recommend that you prepare the required documents before applying for a loan. This cuts down on the processing time and helps you receive your money faster.

  • How do I qualify for a car title loan?

    Your eligibility will be determined based on the value of your vehicle and not your personal financial history. You can get an estimate for your vehicle’s value by filling out our online form or by calling (855) 211-5880. Additional requirements include:

    • You must be at least 18 years old
    • You must have proof of income of at least $1,500 per month
    • The vehicle must have insurance and registration
    • You must own the vehicle
    • The vehicle’s title must be lien-free
    • You must have the vehicle’s title or pink slip
  • What if I don’t have a car title?

    Since your vehicle will serve as collateral on the loan, it is necessary to have a title or pink slip. The title must show that you are the owner of the vehicle. You must have the vehicle’s title and it must be under your name.

  • What if I have bad credit?

    Although most traditional banks will require you to have a great credit score to borrow from them, we don’t. Instead of using your credit history, we use the current value of your vehicle to determine the value of your loan. This means you can get a car title loan through Best Utah Title Loans even with poor credit.

  • Do I get to keep my car?

    Yes, you get to keep your vehicle and drive it like normal while making payments on the loan. The only thing we take is your vehicle’s title. Once the loan is paid off, we will return the title to you.

  • What if I have a prior loan?

    Depending on the situation, Best Utah Title Loans might be able to help you get a title loan. If you still have a lien on your vehicle, we might pay off that loan to help you qualify for a new title loan through us. If your prior loan is with another company, you can consider a refinancing option. Give us a call at (855) 211-5880 so that we can determine what your options are.

  • Do I need a job to qualify?

    No, the only thing required is for you to make at least $1,500 per month. Regardless of the source of income, we will approve you. This can come from social security, pension, and disability to name a few.

  • Can I pay my loan off early?

    Yes, we encourage our customers to pay their loans off early to save their money on interest. We never charge prepayment penalties so you are free to pay off your loan as early as you’d like.

  • What paperwork do I need?

    Before you apply for a title loan, it is a good idea to gather the following documents. This will expedite the application process and get you the cash you need quickly.

    • Vehicle’s title or pink slip
    • Drivers license
    • Proof of insurance
    • Your address
    • Proof of income
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